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We’re standing ready to help. Even if your pay is disrupted by a shutdown, we want to ensure your life isn’t. Qualify for our 0% loan by setting up direct deposit.

Available options during a shutdown

0% APR 60 Day Loan1

  • 0% ARR with direct deposit
  • Up to $6,000
  • No payment for 60 days

Furlough Loan2

  • As low as 9.99% APR
  • Up to $6,000
  • No payment for 60 days

Skip-A-Pay3

Already have a Financial Center loan? You may qualify to skip-a-pay.

Apply now and be prepared.


Loans only funded if a shutdown occurs.

Okay, now what?


You can start now online or talk to one of our helpful lending experts.

Start My Application

Use our easy online application

Talk To Someone

Call us at 317.916.7700

1Ineligible loans include:  mortgage products, lines of credit, balloon, commercial, business express, certificate secured, deficiency balance workout loans, loans with collateral protection added, accounts designated “bad address” or “no mail”, and VISA® credit cards.  Qualified loans must be current. Each borrower listed on the loan must sign for a skip-a-payment request. If applicable, verification of lien perfection may be requested prior to processing your skip-a-payment request.  Fee for skip-a-payment request is waived if request is due to government shutdown. Deferring payment may invalidate any GAP insurance policy purchased for that loan. Interest will continue to accrue on your loan. Deferment of a payment will extend the life of your loan and may cause an increase in the final payment amount. Skip may not be applied if your pay is not interrupted. Account must be in good standing. 2Subject to underwriting guidelines. 3APR=Annual Percentage Rate. Rate current as of 1/2/2019. Your rate may be higher based on creditworthiness. Subject to underwriting guidelines. Qualifying government paystub is required. Loan maximum is $6,000. Loan may not be funded if your pay is not interrupted or may be funded for a lesser amount in the event only a portion of your qualifying pay is interrupted. Account must be in good standing. Not eligible for any rate discounts. Offer available through January 31, 2019. 4APR=Annual Percentage Rate. Qualifying government paystub is required to verify take home pay. Must have current direct deposit of government payments with Financial Center and at least two months of consecutive direct deposits of such payments. Loan amount is based upon one month of your normal net direct deposit or a maximum of $6,000. If the loan is paid off in 60 days you will be charged 0% APR. Account must be in good standing. Loan may not be funded if your direct deposit is not interrupted or may be funded for a lesser amount in the event only a portion of your qualifying direct deposits are interrupted. Offer available through January 31, 2019.

Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI